Crowdfund your ideal, change your lives. Kiva try a not-for-profit that expands access to money for entrepreneurs all over the world.

Crowdfund your ideal, change your lives. Kiva try a not-for-profit that expands access to money for entrepreneurs all over the world.

Above 2.5 million individuals have brought up over $1 billion on Kiva. Could you become further?

Doing $15,000 at 0percent interest

Yes, 0percent interest – no catch. We are a non-profit aimed at growing accessibility money.

100 % free advertising and new clients

Promote your items to Kiva’s area of 1.6 million supportive loan providers.

“With a Kiva loan, I’ve been able to expand my personal footwear companies, develop 40 tasks, and work at preserving so many wheels.”

“After numerous years of working for some other person, I adopted my desire getting the meals we grew up with to my personal brand new home.”

Guadalupe El Pipila

“Kiva really was advantageous to united states since it hit a lot of people outside the community.”

Keely Tinyfield Roofhop Farm

“I’ve been in a position to achieve my think of control, and with Kiva loan providers’ support, I’m going forward with my dream about development.”

Victor Cafeto Cafe


Check if you are prequalified, then quickly complete our very own on the web application.


Show your own creditworthiness by inviting family and friends to provide for you.


Go community on Kiva, with your financing noticeable to over 1.6 million lenders globally.


Create your customers by repaying your own Kiva loan.

“The 0per cent small company mortgage that’s for real.”

“…less impersonal versus data-driven means used by mainstream loan providers.”

“Best perk: no interest.”

At Kiva, we believe in character over credit plus the energy of community-based lending. Caused by these viewpoints, we offer funding ventures for entrepreneurs in which old-fashioned lenders won’t.

This is what you should be considered

Frequently asked questions

Create I qualify for a Kiva mortgage?

Unlike standard loans from banks, Kiva financial loans don’t need at least credit history, numerous years of cash flow records or collateral. Nevertheless need to meet up with the after lowest requirements to become considered:

How can the mortgage process jobs?

To apply for a Kiva U.S. financing, beginning an application right here.

The applying is all web, and requires between half an hour and an hour to perform. After you submit the program, an associate from the Kiva U.S. staff will contact you to pleasing discover your organization and inquire any follow-up questions. After evaluating the complete program, the Kiva U.S. staff should determine exactly what loan amount your qualify for and alert you of subsequent strategies.

If for example the software is approved, we’ll request you to display your own creditworthiness through our very own special personal underwriting.

What is social underwriting and exactly why could it be a requirement receive a Kiva U.S. loan?

At Kiva, we visualize a global in which someone’s creditworthiness will depend on the effectiveness of her figure in place of their credit history. We’re attempting to re-insert human beings relations inside economic climate by making use of social underwriting to assess the creditworthiness of our own consumers.

To demonstrate personal funds, we need all individuals to assemble help using their society through exclusive Fundraising cycle. In this 15 day period, we inquire that individuals generate a certain number of lenders off their system to give for them prior to the loan try openly submitted on Kiva.

We view this as a significant measure of the borrower’s depend on system and hope these loan providers keep your borrower in charge of repaying her loan.

While the personal Fundraising stage try a tool we use to assess a borrower’s creditworthiness, we’ve in addition discovered that it does increase a borrower’s potential for success on Kiva, as loans fundraise alot more rapidly once the borrower’s instant network try engaged during fundraising.

With regards to the size of the mortgage and multiple points, individuals must invite between 5 and 35 lenders from inside their system.


What exactly do i have to plan to try to get a Kiva financing?

Inside program, we’ll want to know for basic economic information about you and your businesses.

We will ask you to prepare your community profile, including a photograph of you and your businesses. We’ll in addition ask you to answer for several sentences on who you really are, what your companies do, and everything you plan to use the mortgage for.

Available helpful suggestions and tricks on distributing outstanding photo and businesses facts right here.

What kinds of companies get funded on Kiva?

Kiva supporting various enterprises, like growers, barbershop people, event coordinators and. You can check from the businesses that are fundraising here.

How can entrepreneurs incorporate their own Kiva financing?

Business owners make use of their particular loans in several steps. A few examples consist of:

How fast should I see funded?

On Kiva, you have got some control of how fast you get money. Once your program are posted, all of us will have back to you with subsequent tips within 10 – 15 working days. Publishing outstanding photograph and company tale enable your application allow through analysis procedure more quickly.

Once your loan is approved for fundraising, you’ll have 15 time to increase assistance from your own system while in the exclusive Fundraising course, right after which thirty day period to openly fundraise with Kiva’s larger community of loan providers. But you can increase fundraising increase and have the funds earlier if you take benefit of a number of the fundraising instructions right here.

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